Advans Ghana Savings & Loans Ltd - Accra
Are you looking for a new challenge in a dynamic and multicultural environment? Do you have a proven
experience in this field? Do you want to contribute to a committed group, seeking to have a positive
and sustainable impact? Advans Ghana, a leading MFI, has the position you are looking for.
The position is a permanent role and is based in Accra.
What will your role be?
Reporting to the Head of Department, the Admin Officer, Legal will be responsible for:
• transfer of Client’s Vehicle used as Collateral in Accra and where necessary for outstations.
Ensure that all vehicles used as collateral for loans at Advans Ghana are swiftly transferred
and all documents bearing the clients’ name are changed to that of Advans before loans
are disbursed to the clients.
• vehicle transfers for Auto loans, processing and delivery of all vehicle Insurance for Auto
loans for clients.
• filing of all Court processes.
RESPONSIBILITIES
Participate in the definition of the loan disbursement objectives, to make sure they are
known and understood by him/her, the branch staff, and the client.
Review all vehicle documents presented by clients to the branch as collateral to access
loans or auto loans Vehicle papers, insurance cover, road worthy certificate, Form C,
transfer letter duly signed by owner, recognized national ID card, 2 passport sized
pictures and other related documents.
Confirm client’s ownership of vehicle with DVLA by liaising with Advans Ghana’s
agents for support.
Conduct a physical inspection of the vehicle used by client as collateral for the loan or
to be acquired for auto loans.
Report to Legal on all issues identified during the inspection and communicate
recommended actions or intervention required.
Maintain regular contact and communication with client throughout the transfer
process and provide the needed clarification.
Monitor and communicate the results of transfer with Clients and branch staff to aid
in loan disbursement or auto loan sign off.
Ensure that all Forms or documents are duly endorsed by all signatories involved in
the transfer or auto loan processes.
Create and update database of all Vehicles used as collaterals, vehicles acquired for
auto loans, their respective owners and any other relevant information required.
Act on behalf of Advans Ghana in the transfer process.
Develop daily reports for all transfers to be conducted to include; name of owner, date
vehicle was received, branch where loan transaction is taking place and the vehicle’s
registration number.
Ensure that all a comprehensive data exist for all vehicles purchased for auto loans.
Ensure that all statutory payments required for transfers and auto loans are duly paid
at the required offices with receipts.
Assist in the acquisition of insurance for all auto loan clients on their respective
vehicles.
Assist with all court processes by filing of processes, getting a bailiff to serve clients.
Assist bailiffs to locate clients and procure all court record including orders, judgments
and rulings.
Any other duty as may be assigned by line manager/supervisor.
Other Duties
Initiating court proceedings against Clients
Representing the Company in court/police stations on cases initiated by client or
service providers
Follow up with government agencies
Company Secretarial duties
Liaising with Recovery Department to perform legally sound recovery
Meeting with defaulters
Manage and reduce legal risks
Manage the legal department
Advising on legal issues
Challenges
• Challenges with Court Bailiffs/Officers
• Delays at DVLA Office
• Lack of collaboration from Client
• Time and Motor traffic
• Lack of collaboration from court officials
• Delays in getting feedback from court
• Frustrations in court processes
What kind of profile are we looking for?
You have:
Minimum of a first degree in social science or related field from a recognized
institution.
At least two (2) years’ experience in a similar environment.
Does this sound like you? You might just be the new team member we are looking for!
Apply now: visit our Career and Talents portal on the HRIS to apply. Alternatively, you may
use the link: https://advans.aragon-erh.com/new_rec_portal/index/GHA#
Application Deadline: 23rd November 2022.